Discover expert money management tips, budgeting strategies, investment advice, and smart saving techniques to help you take control of your finances and build a secure future. ZestDhan provides practical insights for smarter financial decisions and achieving your long-term financial goals.
The demand for secured personal loans in India is growing fast in 2025, more people look for reasonable ways to borrow money with lower interest rates. Whether it’s buying a house, funding a business, or managing medical expenses, secured loans are becoming a smart choice. People are now comparing home loan vs gold loan, or […]
Need funds fast without breaking the bank? Whether it’s for an emergency, education, or upgrading your lifestyle, personal loans can offer a quick financial boost—without the need for any collateral. But here’s the catch: not all loans are equal. By choosing the best personal loan interest rates in India 2025 will save your money and
New to Credit Cards? Here’s Everything You Should Know Before Applying New to Credit Cards? 1. Introduction If you are new to credit cards, stepping into the world of credit can feel confusing at first. From understanding how to apply for a credit card to figuring out the right one for you, there is a
Loan Rejection Reasons You Should Know Have you ever wondered why your loan wasn’t approved? It’s common to be rejected for a personal loan, and you’re not the only one. Even if you have a decent income, a few small mistakes can lead to rejection. You can improve your chances of getting approved by understanding
Why Interest Rates Matter? Thinking of unlocking your property’s value to fund a big dream or tackle an urgent expense? A Loan Against Property (LAP) can be a smart way to access large funds at relatively lower interest rates. Alright, here’s the real talk: Loan Against Property Interest rates? They’re not just some boring number
Smart Credit Cards: A Tool, Not a Trap Credit cards can be a lifesaver in emergencies and a smart way to build your credit score—but only when used wisely. They offer great benefits, but if used carelessly, they can become a burden. That’s when having a credit card turns into a credit card debt. Let’s
Acquiring a loan without proving your creditworthiness is impossible. Whether it is a personal loan, business loan, home loan, or credit card, you need to establish your repaying capacity. An indicator that is used by most financing agencies for this is the CIBIL score. This rating justifies a borrower’s repayment history. Institutes need to analyze
There may be times when you have to utilize loans to achieve various financial and life goals. Whether it is buying a house, buying a car, or funding education, it all needs a significant amount of money. However, committing to a loan requires a lot of understanding and planning on one’s part. This can be
