Money Management

Discover expert money management tips, budgeting strategies, investment advice, and smart saving techniques to help you take control of your finances and build a secure future. ZestDhan provides practical insights for smarter financial decisions and achieving your long-term financial goals.

Loan Against Property Interest Rate: What You Need to Know Before Applying

Loan Against Property Interest Rate

Money Management

Why Interest Rates Matter? Thinking of unlocking your property’s value to fund a big dream or tackle an urgent expense? A Loan Against Property (LAP) can be a smart way to access large funds at relatively lower interest rates. Alright, here’s the real talk: Loan Against Property Interest rates? They’re not just some boring number […]

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5 Golden Rules for Smart Credit Card Use

5 Golden Rules for Smart Credit Card Use

Cards, Credit Cards, Money Management

Smart Credit Cards: A Tool, Not a Trap Credit cards can be a lifesaver in emergencies and a smart way to build your credit score—but only when used wisely. They offer great benefits, but if used carelessly, they can become a burden. That’s when having a credit card turns into a credit card debt. Let’s

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Understanding CIBIL Score & Its Importance

Understanding CIBIL Score & Its Importance

Money Management

Acquiring a loan without proving your creditworthiness is impossible. Whether it is a personal loan, business loan, home loan, or credit card, you need to establish your repaying capacity. An indicator that is used by most financing agencies for this is the CIBIL score.  This rating justifies a borrower’s repayment history. Institutes need to analyze

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EMI Calculator: Your Best Friend for Financial Planning

EMI Calculator: Your Best Friend for Financial Planning

Money Management

There may be times when you have to utilize loans to achieve various financial and life goals. Whether it is buying a house, buying a car, or funding education, it all needs a significant amount of money. However, committing to a loan requires a lot of understanding and planning on one’s part. This can be

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